2010 - A vintage year?

I was up in Greenock in Scotland for New Year 's Eve - they've got a tradition up there of reading the ashes of the last fire of the year to see what the next year has in store and there's a lot to be read in the ashes of 2009. Will the UK emerge from the recession? Deeply connected to that, when will the major banks revisit their appetite to lend? And is the FSA ready to set final a proposal for the RDR? A lot of weighty questions for a little pile of ashes. 2010 has more to reveal: what are the implications of upping the normal minimum pension age to 55? Why does it feel like the 50% t...