Market Views: Sexing-up IP

Neil Armitage, Foresters Friendly Society Education is the starting point. One of the core improvements would be a more flexible and speedier acceptance process with varying degrees of questions. This would mean that, barring extreme circumstances, a client will have their application accepted without having to go backwards and forwards to a doctor for health confirmation caused by over zealous underwriting. There is a strong case for having a product with a choice of different access levels. For example, full and comprehensive cover targeting a completely healthy individual down to a ...