This year has been a massive game changer in retirement planning. George Osborne's Budget unlocked a whole raft of flexibility that will affect how people view their retirement savings.
The changes bring both challenges and opportunities for the advisory community and I know many Retirement Planner readers are looking ahead to 2015 with renewed optimism. Many clients no longer view retirement saving as dull and inflexible. They have real options now and advisers can further develop strong working relationships by navigating them through the different options. But while 2015 brings its fair share of optimism, there are areas for concern too. While those lucky enough to have a financial adviser should, by and large, receive good quality advice, what about those who don...
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