Workplace pensions: Three key predictions

Workplace pensions is an ever developing area of the market. My three key predictions are: The workplace pensions market will shift in focus to outcomes, not just charges;  Charges will go up, not down, for largest pension schemes on average; and A greater gap will open between commoditised low-cost options and more effective outcomes focused options. In recent years, price has been king. Intermediaries' selection processes have been heavily focused on it. Political policy has been relentless on it. TV news coverage sensationalises it. Provider offerings have been increa...