Dermot Campbell: For successful tax-efficient investing, planning is all

'Cycle' begins again in September

clock • 4 min read

One question advisers need to consider at this time of year, says Dermot Campbell, is whether a client really needs to invest in EIS and VCTs by 5 April or are they in a position to take a step back from the stampede?

Enterprise Investment Schemes (EIS), Seed EIS (SEIS) and venture capital trusts (VCTs) are flavour of the month at this time of year. Over the last three years, we have found that, on average, 55% of all investments in such vehicles take place during the last three months of the tax year. The big question is, however, how urgent is it to get invested? In other words, does a client need to do so by the end of the tax year or can they take a step back from the stampede? People do their tax planning at the beginning of the calendar year for different reasons. First, people need to pay th...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax planning

No u-turn on pension IHT overhaul as Finance Bill set to become law

No u-turn on pension IHT overhaul as Finance Bill set to become law

Poised to receive Royal Assent

Laura Miller
clock 18 March 2026 • 3 min read
The rise in UK trust registrations: What advisers need to know

The rise in UK trust registrations: What advisers need to know

Rise in trust numbers reflects regulatory expansion and growing awareness

Jemma Hotta
clock 16 March 2026 • 4 min read
IHT changes push wealthy families towards 'gifting with control'

IHT changes push wealthy families towards 'gifting with control'

Rethinking succession plans

Isabel Baxter
clock 16 March 2026 • 3 min read