Laura Eden runs through five useful steps advisers are using to model a long-term retirement investment strategy in a low-rate world
That a client retiring at 65 may need to generate an income for another 30 years or more - almost as long as their working life - is a daunting thought. Being the adviser who has to guide someone on how to make their capital rise to this task is challenging, especially when Office for National Statistics figures suggest the median private - in other words, non-state - pension fund for someone aged 55 to 64 years is £80,000 and interest rates are still struggling to stay above zero. Here are some useful steps advisers have told us they have been employing to create a robust retirement ...
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