David Elliott & Stuart Erskine: It's time to embrace the CRP

Advisers will already be very familiar with centralised investment propositions (CIPs). For the majority of adviser businesses, the CIP is now the key to delivering consistent, robust and repeatable client outcomes. It also helps build significant long-term business value. The next step for adviser firms, we believe, is the development of a centralised retirement proposition (CRP) that recognises the unique advice requirements arising in retirement, while driving the same positive outcomes for both the adviser's clients and their business. So what is our rationale? Well, it is obvious...