Graham Bentley: So how do you name your model portfolios?

Behaviours, animals or something else?

clock • 6 min read

It would be helpful to advisers and their clients if funds and model portfolios had some sort of common risk-grading system but, as Graham Bentley points out, we are currently a long way away from that being the case

What do you call your model portfolios? Do you use subjective human behaviours such as ‘Cautious', ‘Balanced', ‘Aggressive' … ‘Psychopathic'? Or do you prefer a zoomorphic approach, perhaps using degrees of cuddliness - ‘Bambi', ‘Baloo', ‘Banzai' or ‘Balrog'? The regulator is concerned that portfolio names may not reflect varying exposures to equities, clients thus finding themselves in portfolios that may hold greater risks of capital loss than they were led to expect. Yet this represents a fundamental misinterpretation of the issues. ‘Asset allocators' such as Distribution Technolog...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

Schroders Personal Wealth ditches multi-manager structure

Schroders Personal Wealth ditches multi-manager structure

All funds to be managed by Schroders

Valeria Martinez
clock 06 November 2024 • 1 min read
Autumn Budget 24: Reeves sets 20% IHT rate on AIM shares

Autumn Budget 24: Reeves sets 20% IHT rate on AIM shares

Chancellor unveils 50% relief

Cristian Angeloni
clock 30 October 2024 • 1 min read
Cash in Conversation: A poll for financial advisers

Cash in Conversation: A poll for financial advisers

Professional Adviser
clock 29 October 2024 • 1 min read