Chris Jones: The unseen risks are the ones that get you

Risk-profiling

clock • 4 min read

Times like these prove that long-term financial plans need long-term risk plans, argues Chris Jones - and it is unexpected risks that catch you out

It's the things that you can't see that get you. There are countless stories of people doing dangerous jobs for years just to meet their end in some domestic or road accident on their day off. If you can see it and understand it then you can focus on it and manage it, particularly if you have the expertise. From an anthropological perspective we are descended from people who returned to things that didn't kill them and avoided things that killed their peers. Hence we learned to fear the unknown and be reassured by the familiar.  Over the last ten years or so the financial media have d...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

Partner Insight: UK small-cap opportunities are 'The best for more than 30 years', Downing's Judith MacKenzie says

Partner Insight: UK small-cap opportunities are 'The best for more than 30 years', Downing's Judith MacKenzie says

Growing interest in IPOs and a surge in pension fund interest put UK small-caps on course for strong growth.

Judith Mackenzie, Partner and Head of Downing Fund Managers
clock 28 November 2025 • 4 min read
'It's been frantic – in a good way': Orbis' Matt Spencer on maintaining momentum

'It's been frantic – in a good way': Orbis' Matt Spencer on maintaining momentum

Advisers in the UK are ‘exceptionally high quality’

Jenna Brown
clock 25 November 2025 • 8 min read
Why 'bubble talk' doesn't always burst markets

Why 'bubble talk' doesn't always burst markets

What’s really driving recent returns?

Eleanor Ingilby
clock 20 November 2025 • 4 min read