Adrian Boulding: SSAS advantages in 10 key points

Getting SSAS-y

clock • 10 min read

Adrian Boulding continues his deep dive into the SSAS market with his second feature on the lesser-known corner of the pensions world. Here he outlines 10 key points advisers should know and highlights SSAS' client-retention potential

Small self-administered scheme (SSAS) pensions came into being way back in 1974 in the depths of the three day week when Britain was still the ‘the sick man of Europe'. The SSAS market grew exponentially during the 70s and 80s in a time when income tax and interest rates were much higher than they are today, and business finance was much scarcer than it is today. The SSAS proved an ideal vehicle for co-directors within a business and with common investment aims. Many boards of directors wanted the flexibility to purchase pension-able assets jointly and borrow against SSAS-held assets ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

L&G becomes first pension provider to complete dashboards ecosystem connection

L&G becomes first pension provider to complete dashboards ecosystem connection

Provider finalised its connection to the ecosystem today

Holly Roach
clock 17 April 2025 • 1 min read
How public sector pensions impact divorce proceedings

How public sector pensions impact divorce proceedings

'The ripple effects of the McCloud Remedy continue to be felt in divorce proceedings'

Vanessa Gardiner
clock 15 April 2025 • 5 min read
Pension freedoms and lessons from Down Under

Pension freedoms and lessons from Down Under

How the UK can build a more 'robust and supportive' system

Verona Kenny
clock 09 April 2025 • 4 min read