Adrian Boulding: Advice opportunities in CDC decumulation

Meteoric rise

clock • 6 min read

CDC decumulation could offer a healthy balance between risk and reward for pension savers planning decumulation but will all DC savers be offered this option? Adrian Boulding looks at the issues for advisers

The Department for Work and Pensions published its draft collective defined contribution (CDC) pensions scheme regulations and ran its consultation on these changes earlier in the year. Once these regulations are firmed up, by the end of this year in all probability, single employer and connected employers within a group structure will be able to open CDC schemes for their employees. Back to where it all began Let's not forget how CDCs first made it onto the table as a new occupational pension offering way back in early 2017, when the Royal Mail announced that it would have to close ...

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