Chris Justham: To wrap or not to wrap?

To wrap or not to wrap?    This isn't me thinking about what to sing on karaoke at 7IM's next social (although buy me a beer and I will happily recite every line of C.R.E.A.M. by the Wu-Tang Clan). Nor is it me weighing up whether my kids made Santa's ‘nice' list this year.   It's about the structure of investment portfolios. Yes, really edgy stuff. No! Wait! Come back!   We've been on a tour of the country of late, talking to planners – but more importantly, listening to them. It's one of the most enjoyable parts of the job, meeting the people we're standing alongside. ...