Chris Justham: Why the investment industry is failing

'This is actually a criticism of the investment industry. We are failing'

clock • 3 min read

Chris Justham explains why crypto has found a place in the hearts of Gen Z in a way that equities haven’t…

I was bowled over at this stat from the investment association: Cryptocurrencies are held by 46% of 18-24 year-olds… This is higher than the percentage of younger investors who hold a cash ISA (33%)". Based on my personal experience of overdrafts, credit card debt, student loans and a liberal approach to budgeting in my early 20s, I'll make a generalisation. These people are highly unlikely to have secured themselves with cash buffers or more vanilla (but essential) planning before taking a spin in the world magic internet money. Before I'm pilloried by devotees of crypto (I got ca...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

FCA takes civil action against Neil Woodford and W4.0 for 'operating without authorisation'

FCA takes civil action against Neil Woodford and W4.0 for 'operating without authorisation'

Accused of breaching FSMA

Michael Nelson
clock 08 June 2026 • 2 min read
M&G's PruFund coming to Scottish Widows Platform

M&G's PruFund coming to Scottish Widows Platform

First third-party platform launch

Jen Frost
clock 08 June 2026 • 2 min read
Investors move from cash to US equities as confidence improves

Investors move from cash to US equities as confidence improves

Investment Association figures show

clock 05 June 2026 • 3 min read