A closer look

Professional Adviser
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This month's Think Tank debated the future of underwriting in the protection market - a particularly hot topic at the moment.

Providers believe they have come very far with the advent of tele-underwriting and straight through processing, and while advisers agree, they are less congratulatory with their praise. Certainly, these methods are helping the underwriting process, and in particular, they are addressing the issue of non-disclosure. There has been a massive push for teleunderwriting recently, but it is important the industry does not lose sight of the end goal. Tele-underwriting is only one part of the solution, and expecting it to be the answer to all problems is dangerous. It is important to look at th...

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