UnumProvident Elixia 123

Overview: Elixia 123 is a standalone critical illness (CI) term product. It divides illness types into three categories depending on severity: Category one: Life threatening Category two: Disabling Category three: Traumatic It is then possible to choose different levels of cover for each category to suit client needs, with a minimum of 10% of the sum assured in any category. Examples may be: Profile A: Category one: 100% Category two: 100% Category three: 100% This matches a traditional CI policy structure. The full sum assured will pay out if the insured is diagnosed with a CI event in ...