Alan Lakey

The Association of British Insurers (ABI) believes a clear consensus has emerged surrounding its proposals to reclassify the Total and Permanent Disability (TPD) definitions.

"The RDR would be laughable if it wasn't actually being inflicted upon us."

An influential protection IFA has said he is willing to take a less commission by using only those insurers offering ‘Big T' tele-underwriting.

Everyone in the industry has an opinion on the FSA, particularly at the moment with the regulator's push toward a more principles-based system for delivering advice.

The majority of financial advisers believe IFAs will eventually be wiped out by the Financial Services Authority's retail distribution review, according to an IFAonline industry straw poll.