Prudential

One in eight people retiring this year have made no provision for their retirement, including 10% who will either be totally or somewhat reliant on the state pension, according to research from Prudential.

Investor focus shifts to risk

Two separately-listed companies

Part of demerger from M&G

Divorcees more likely to be in debt

Has 13 branches

Average monthly repayments £285

Clare Moffat leads the pensions 'wing' of Prudential's Technical team. Clare looks at clients who want to make large contributions and how it's important that they are always scooping up Annual Allowance from the earliest years possible.

10% up on last year

30 years in the industry