In this Focus guide, Standard Life experts discuss how smoothed funds could help advisers protect the financial futures of their clients and make it easier to manage the ongoing risks that threaten good outcomes. They unpack why the Retirement Risk Zone is such a crucial moment in investor psychology and they discuss how smoothed funds could offer a potential solution to retirement planning including obstacles such as sequencing and decumulation risks. Finally, we hear the adviser perspective, and dive into first-hand insights on how advisers can make the most of smoothed funds.

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