Case study

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Rachel, 35, is a self-employed private detective. She leads a healthy active lifestyle but drinks tw...

Rachel, 35, is a self-employed private detective. She leads a healthy active lifestyle but drinks two bottles of wine a week. She has never smoked. Currently, she is looking to see what cover would be best for her and is open to suggestions. Rachel has £100 a month disposable income that can be set aside for a range of protection. What do you recommend for her? Matt Morris, LifeSearch The first port of call for this client should be income protection (IP). LV= offers a good policy on an own occupation definition for £51 a month, which is a good option considering she has a job that is n...

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