Sarah and her husband Carl are both 34-years old. Sarah works as a dentist and Carl is an IT manager. They have a combined salary of £95,000. They currently have mortgage protection payment insurance (MPPI), which they bought when they purchased their first house. It offers 12 months' cover. However, after finding out that Sarah is pregnant with their first child, they now wish to obtain more comprehensive cover. What are their options?
Jason King, Life Policies Direct Carl and Sarah are right on the button here, as they have realised that while MPPI cover is easy to buy and offers valuable short-term protection, there are more comprehensive options available to them, given they both have low-risk occupations. A better option for them would be IP, which will provide a continuing regular income until they are both fit to return to work, reach retirement age or die. The cover can be easily tailored to dovetail with benefits from their employment as well as their individual requirements, and can also offer an 'own occupatio...
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