Case study

Julie Smith, AWD Chase De Vere The easiest way for Ruth's employer to offer protection benefits to its employees while sticking within a tight budget is to offer a range of fixed benefits. One option to consider would be to set up a group life scheme. Group life cover is generally considered a core offering as it is seen as a straightforward and cost effective benefit. It provides financial security to employees and their dependants by providing a lump sum benefit should an employee die during service. Fixed benefits also provide advantages for the employer. If the scheme is offered t...