Income Protection

The government is seeking to cut half a million people from the disability benefits list when the Personal Independence Payment (PIP) is introduced.

Medical evidence used to decide claimants' eligibility for state benefits is frequently ‘seriously inaccurate', the Citizens' Advice Bureau (CAB) has revealed.

The government has suffered a significant setback in its welfare reform agenda after the House of Lords defeated three of the coalition's main proposals.

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Universal Provident has increased its maximum initial insurable benefit under LivingCare, its long term disability insurance policy, from £20,000 to £35,000 per annum.

The fit note is failing to reduce employee sickness absence and may take five years to become fully integrated, the Chartered Institute of Personnel and Development (CIPD) has revealed.

The new NHS focus on patient outcomes will specifically target getting those suffering long term conditions or mental illness back into work.

With take up of sales in income protection (IP) by advisers so low, reflecting in low consumer sales, what could be done to the product to make it more attractive to IFAs, apart from increased commission?

The FSA is currently consulting on its guidance for payment protection insurance (PPI) and potential replacement products such as short-term income protection (STIP).