Protection

Scottish Widows offers a range of protection options for your clients - with Terminal Illness cover automatically included with all life insurance. Our plans offer protection suitable for mortgages, loans, businesses and key person cover.

Cardiac arrhythmia is a common heart problem. Paula Kemp explains what advisers should know when sufferers apply for life and health cover

budget protection focus

The Pension Annuity Friendly Society (PAFS) recently launched a new pre-funded long term care (LTC) solution. Will this wave of innovation continue and is the market likely to see more new products?

Sion Pedrog outlines some common blood disorders and asks how underwriters view different conditions

The business protection market offers untold opportunities for IFAs, says Heather Armstrong

Too many people wait to buy long term care insurance until it becomes unaffordable. A new generation of hybrid products could help buck this trend, says Wojciech Dochan

It's changing times for the critical illness market - undoubtedly the most significant since this product was launched. The changes are being driven by advances in medical science and the claims experience of providers. Ultimately, the prevailing trends...

retirement planning focus

One effect of globalisation is that more companies are sending employees to work abroad. International PMI providers are therefore having to be more innovative with products to meet this growing demand