Underwriting

At progress from Royal Liver, we recently launched a campaign encouraging IFAs to adopt a customer segmentation approach. It was based on a piece of research we did on our own database with some quite insightful results.

Munich re has called for the adoption of US style ‘gap cover' in the UK. Speaking to providers at a group risk conference Andy Milburn, head of marketing, noted that membership of group schemes did not end for Americans losing their jobs, as there was...

As the sector takes on more risk Lee Lovett gives an insight into factors affecting the underwriting of group business.

The managing director of Fortis Life says advisers should ask clients medical questions during the application stage of a protection sale.

An influential protection IFA says he is willing to take a commission hit by using only those insurers offering ‘Big T' tele-underwriting.

Unum has altered its Group Life product, increasing its Free Cover Limit (FCL) to £1.75 million.

Bright Grey has made it easier for advisers to access its quote and apply system by introducing Unipass.

With little treatment and multiple causes, Anne Llewellyn gives a guide to the underwriting of fatty liver disease.

Legal & General (L&G) has altered its underwriting criteria for people taking out life insurance and critical illness cover.

People with impaired lives are vulnerable and in need of protection, Nicky Bray explores why it is so important for them to take out the right cover to protect both their dependants and themselves.