Underwriting

An arrhythmia is a change in the regular beat of the heart. The heart may seem to skip a beat, beat irregularly, very quickly or very slowly. Many arrhythmias cause no symptoms and may go unnoticed, however they may lead to palpatations ' a feeling of...

Cardiac arrhythmia is a common heart problem. Paula Kemp explains what advisers should know when sufferers apply for life and health cover

Sion Pedrog outlines some common blood disorders and asks how underwriters view different conditions

One effect of globalisation is that more companies are sending employees to work abroad. International PMI providers are therefore having to be more innovative with products to meet this growing demand

international PMI

Claire Mackie defines some common heart valve diseases and explains how underwriters view these conditions

Alcoholism and drug abuse are serious medical conditions that can prove fatal. Christina Sharples explains how underwriters view applicants with a history of these disorders

Respiratory disorders are among the most common conditions underwriters see disclosed on application forms for life and health cover. Nicola Wharrier examines the facts

As employers send more staff to work abroad, international PMI providers are having to be more innovative with products to meet this growing demand. Judith Goodwin investigates

Although much focus is placed on critical conditions, advisers would do well to get to grips with the underwriting implications of everyday illnesses, says Debbie Bolton