Respiratory disorders are among the most common conditions underwriters see disclosed on application forms for life and health cover. Nicola Wharrier examines the facts
In Britain, asthma is the most common childhood disease and Britain has one of the highest prevalences of asthma in the world. Its prevalence is rising, and to date no satisfactory reason has been found for this increase. At least one child in 10 and about one adult in 20 suffer from asthma. In 1996, about 6.6% of males and 6.8% of females in the UK were known to be receiving treatment for asthma. Asthma is not a trivial disease. Over 2,000 people die from it each year in the UK. Most of these deaths can be avoided if those at risk know enough about the disease and can recognise the danger ...
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