Troubled glands

Professional Adviser
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Some thyroid gland disorders can have serious implications. Simon Taylor gives an underwriter's view of the various levels of risk associated with each condition

Disorders of the thyroid gland may be a common occurrence encountered by the IFA. These will in the main be when the applicant discloses either an underactive or over-active thyroid gland, each causing their own set of symptoms and requiring different methods of treatment. An underactive thyroid is more easily treated and of less concern to the underwriter, an over-active thyroid needs to be underwritten more carefully but can be adequately treated and still attract favourable terms. The thyroid gland belongs to the endocrine system, the endocrine glands between them produce over a hundred...

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