Put to thetest

Advancements in medical technology have meant that people are now living longer, but, while life expectancy has increased, many are living out their days in a poorer state of health. To adapt to this, the list of conditions covered under a PMI policy must vary in accordance with client demands and medical trends. Despite the improvements, however, providers are reluctant to downgrade the status of certain conditions from 'acute' to 'chronic'. Instead, they admit they would prefer to keep a close eye on any medical developments that are reported in the media. Nick Ryan, claims standards ...