Daring to take the plunge

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Mike Morrison discusses the role of risk in the development of a retirement planning portfolio

The word ‘risk' comes from the early Italian word ‘risicare' meaning ‘to dare'. This seems to suggest that risk is perhaps a matter of choice rather than one purely of fate and, in this way, perhaps it is possible to control or manage. In a retirement planning portfolio there are a number of risks that need to be addressed, some it would appear we can control and others that we perhaps cannot. Investment risk This is perhaps the easiest one to attempt to address, at least in theory anyway. There are a number of questionnaires and computer programmes that, through a number of questi...

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