Will LTC ever enter the protection mainstream?

Peter Barnett, policy adviser to Baroness Greengross, addresses the question of whether the long term care (LTC) sector can become mainstream for the protection and health insurance industries. "No, I do not see the LTC sector becoming mainstream. But let me qualify that - I do not see any significant growth occurring in the market for Pre-Funded LTC Insurance products (LTCI), which is a very different proposition to the clear and present need for insurance to play a key role in the improved planning and management of the funding of lifestyle, health, and particularly care, in old age...