Pension innovation: the good, bad and downright ugly

The ever-increasing debate around pensions of all kinds provides material and food for thought aplenty. Throw in political party conference season and there is a fertile breeding ground for exciting new ways to either address retirement shortfalls, to end overcharging or to solve countless other economic and social woes that trouble the country. The latest idea comes from the Liberal Democrats and is the concept that a pension can be used to support the purchase of a child’s first home. At the time of writing details are very thin, but putting aside possible contradictions with other ...