Full disclosure: Does your firm measure up?

It is now commonplace to discuss the financial services environment as a ‘post-Retail Distribution Review (RDR) world', as though the implementation of the RDR was a one-off event with clearly defined ‘before' and ‘after' situations. As all of us affected by the RDR know, the lines are actually a lot more blurred than that. More than 18 months after the RDR's introduction, advisers are still feeling the repercussions of the new regulations and, in many cases, grappling with how the Financial Conduct Authority's (FCA) guidance should work in practical terms. To the regulator's credit, ...