Good practice revisited: Five times advisers nailed it

  1 Insistent clients Insistent clients may have been a rare breed in the past but the government's pension reforms could see more people wishing to act against their adviser's wishes. The reforms opened access to defined contribution pensions for all savers but stopped short of letting defined benefit policyholders access their pots in the same way. In fact, those with savings of more than £30,000 in such schemes are not granted access to the money at all without seeking regulated advice first. This is to prevent bad decision making. There is nothing to prevent advisers from h...