Adrian Boulding: FCA retirement review reveals consumer 'self-harm'

I found myself in a good place after reading all 78 pages of the final report of FCA's Retirement Outcomes Review (ROR). I felt that sort of bond and comradeship that you feel when you realise that you are not alone in trying to sort one of the world's ills, and that others are fighting alongside you.  As ROR points out, the majority of people accessing their pension pots (54%) post-pension freedoms, cash them in completely. The second most popular choice is purchasing an income drawdown policy, which offers no guarantees of stability of sustainable annual withdrawals, or certainty as...