Why advisers - and their clients - need to stay positive

That is the start of many advice journeys. But imagine that instead of finding a vital guide through the chaos, your adviser just bangs on about how rubbish their job is. How much of a mess the sector is in. How they can't cope with all these new rules. You might be tempted to take your windfall elsewhere. And who could blame you? It's incredibly easy to slip into this declinist rhetoric about the advice profession. What with the Chartered Insurance Institute/Personal Finance Society saga playing out so publicly, news of our favourite advice giants using cold calling centres, and the ...