You think we've got it bad?

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The US government and benefits' systems is in need of serious reform. But how far has this situation gone? Paul Robertson talks to David John to find out.

The United States is often thought of being something of a laggard when it comes to state benefits, and therefore a paradise for health and protection insurers. Yet it turns out that the truth is that the US system has a wealth of benefits, though many are in dire need of reform and PMI insurers have similar difficulties to their European colleagues. In the UK as a guest of Friends Provident, David John, a quiet, thoughtful man, is senior research fellow at The Heritage Foundation, a well known Washington think tank. A former adviser to Senator John McCain, he provides regular advice to ...

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