Underwriting MS

One of the most common major nervous system diseases an IFA is likely to encounter is multiple sclerosis (MS). It is the most common cause of chronic neurological disability in young adults. While it can be diagnosed from the age of 10 to 59, the disease generally begins in the 20 to 40 age group, with the mean age of onset of 29 to 33. MS affects 85,000 people in the UK, with 2,500 new cases diagnosed each year. There is a 50% greater incidence in women than men, so for every two men diagnosed there are three women with the condition, it accounts for between 250 and 280 deaths a y...