William Russell adds moratorium underwriting to individual plans

The international medical insurer said the new approach simplifies the application process for IFAs and provides protection for many pre-existing conditions after two years of continuous cover. James Cooper, sales director at William Russell, commented: “IFAs have told us that the biggest hassle of setting up private medical insurance is the need for their clients to remember and record every single health condition and medical consultation on the application. “We’ve dealt with this problem by completely removing the need for expats to declare their previous medical history, making the ap...