Treasury opens consultation on ECJ gender ruling

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The government has begun consulting on how insurers can use gender as a risk factor after a European Court of Justice ruling said providers could not charge different premiums to men and women because of their sex.

The consultation paper reiterates the government's legal interpretation that the judgment will apply to new contracts entered into after 21 December 2012 only. It seeks views on this legal interpretation and the accompanying draft regulations. The paper is also looking for comment on the government's impact assessment and requests additional data that would help it better understand the impact on consumers and insurers. In March, the ECJ ruled that the use of gender as a risk factor by insurers should not result in individual differences in premiums and benefits for men and women, ...

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