Structured product industry facing stagnation

clock

The ongoing lack of innovation demonstrated by structured product providers could lead to stagnating sales volumes within as little as a year.

The Investment Bridge managing director Chris Taylor said there is a sense of "product fatigue" setting in as product providers continue to shun genuine innovation in favour of "strategy toe-dipping." He said: "For a good few years now, there has not been anything that is particularly new that is breaking the mould coming out of the industry. "There are some signs of ever decreasing circles and product fatigue around the current set of providers, who are all issuing products which have roughly the same look and feel. Pricing constraints are also making returns on those products less c...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

A 1000-day wait: Pension transfer delays demand urgent reform, advisers say

A 1000-day wait: Pension transfer delays demand urgent reform, advisers say

Transfer delays highlight need for ten-day Pension Switch Guarantee

Sahar Nazir
clock 29 April 2025 • 2 min read
L&G drops fracture cover in critical illness and income protection overhaul

L&G drops fracture cover in critical illness and income protection overhaul

Increased pay out amounts

Jaskeet Briah
clock 29 April 2025 • 3 min read
Advisers could add 20 more clients annually with AI support

Advisers could add 20 more clients annually with AI support

Early adoption of artificial intelligence tools is boosting adviser efficiency

Sahar Nazir
clock 28 April 2025 • 2 min read