Three things your clients may call you about this week …

Is Britain's ‘risky' credit boom actually good for middle-class borrowers?  New figures suggest the Bank of England's "gloomy warnings" about the nation's risky borrowing habits and its failure to learn the lessons of the financial crisis may be overblown, according to this Telegraph article. Despite the central bank's warnings, the Telegraph says, research from lending intermediary Freedom Finance suggests the middle classes could be the force behind the increase in borrowing. Half of new loans taken out with Freedom Finance were by customers with an "excellent" credit rating, compare...