Client risk tool hits market in bid to counter decumulation 'dilemma'

Joint venture from Sparrows Capital and Just Group

Isabel Baxter
clock • 1 min read

Model portfolio service (MPS) provider Sparrows Capital is partnering with Just Group to launch a retirement income solution to bypass decumulation risks.

The solution - SCore-D - allows advisers to allocate to Just Group's guaranteed income producing asset alongside Sparrows' capped-fee SCore MPS portfolios within self-invested personal pension wrappers on platform. The firms' analysis of combining portfolios with a guaranteed income producing asset found that the combination can reduce sequence risk, while allowing continued exposure to markets. The duo said the approach can increase the sustainability of income while still allowing clients to access potential market growth. Just Group head of retail investment solutions Stuart Slegg ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Companies

Scottish wealth firm declared failed by FSCS

Scottish wealth firm declared failed by FSCS

Over investment and pension advice

Isabel Baxter
clock 17 April 2025 • 1 min read
Continuum's assets hit £2.5bn following M&G-buyout completion

Continuum's assets hit £2.5bn following M&G-buyout completion

Adviser numbers continue to grow

Isabel Baxter
clock 17 April 2025 • 1 min read
Kingswood AIM shares cancelled amid PE takeover

Kingswood AIM shares cancelled amid PE takeover

Going private under ownership of Pollen Street Capital’s HSQ

Jen Frost
clock 17 April 2025 • 2 min read