It feels like Bonfire night starts earlier every year - the crack and bang of fireworks has certainly been making me jump over the last few weeks!
On the subject of fireworks, the new reforms to the state benefits system should provide advisers with a rocket of their own to talk to their clients about Income Protection (IP)! The current state of the economy, the fact that more people are stressed and leading unhealthy lifestyles as a result, and the new reforms, have created a potential ticking time bomb of financial problems for those who find themselves unable to work due to sickness or accident. Financial protection now is surely more important than ever. Smouldering problems The Government’s new Employment and Support Allowance...
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