Blog: 2plan's Smallwood on long-term care

The Government’s controversial Social Care Bill, recently debated in the House of Lords, promised to provide free care at home for 400,000 elderly people in the most vulnerable category. While on the face of it, this sounds like encouraging news, critics say the funding for this will involve more than £600m being diverted from the NHS’s existing budget. And, to compound the misery, it is now becoming abundantly clear that many long-term care (LTC) insurance policies have scaled back benefits significantly in recent years, leaving thousands, possibly millions more elderly people exposed. ...