This signposting to advice is welcome indeed, but...

  Well, that's a turn up: the Financial Conduct Authority has revealed the extent to which it will mandate providers to encourage retirees to seek regulated financial advice. It isn't even consulting on its rules, and lord knows it likes a consultation. At some point (presumably after 9am) on 6 April, somebody is going to telephone a provider's helpdesk and suggest they'd like to access their pension savings. And, following these new rules thrust on providers, that's the trigger for one of its representative to start saying this sort of thing...