Jonathan Long: How advisers can help plug the workplace PMI gap

Time is money for the self-employed and taking time off work for a GP appointment or through illness could mean a loss of control over their business, letting their customers down or a reduction in income. The number of self-employed people in the UK has risen to nearly 4.8 million while 3.3 million people run their own companies as sole proprietors, according to the Office for National Statistics and the Federation of Small Businesses respectively. It is these individuals who, while not having access to group protection policies, are likely to benefit most from having an individual priv...