Graham Bentley: Could you unitise your in-house investment offering?

The debate concerning the provision of investment solutions continues to gather momentum. Assessing suitability, MiFID II, the asset management and platform market studies and, more recently, the product governance rules under MiFID are all putting the provision of investment advice and associated solutions under increasing scrutiny. Earlier this year, the Financial Conduct Authority (FCA) introduced new requirements for UK authorised fund managers (AFMs) so as to "improve competition in the asset management industry". AFM is a very specific regulatory designation that applies to fund ma...