Chris Budd: The emergency financial plan

The cashflow forecast

clock • 3 min read

Financial advisers may not be emergency workers, but Chris Budd believes he may have once helped saved the life of one by creating a financial plan...

Financial planning is a process that takes time over the course of many meetings. It needs questioning, contemplation, investigation, consideration. It is not a process that you always think of as being part of the emergency services. I envisage the paramedics in their ambulance, followed by the Blood Bank motorcyclist, followed by a five series BMW. They arrive at the scene, and immediately start asking questions. "Is the patient breathing?" "What blood type is the patient?" "When did the patient last have a pension review?" The emergency pension I did once have an eme...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

Appetite for financial advice increases yet overall take-up rate falls

Appetite for financial advice increases yet overall take-up rate falls

Men still more likely to take advice than women

Isabel Baxter
clock 19 November 2025 • 3 min read
 PA Awards 2026: Provider shortlists revealed!

PA Awards 2026: Provider shortlists revealed!

Celebrating excellence in supporting financial advisers

Professional Adviser
clock 19 November 2025 • 2 min read
Advisers urged to 'question' conventional allocation models

Advisers urged to 'question' conventional allocation models

Doug Brodie speaks on investment trusts’ benefits

Isabel Baxter
clock 19 November 2025 • 5 min read