Rise of the CIRP: Centralised investment propositions 2.0

So, what makes a good CIRP? You might have your own take on what a CIRP should look like, but essentially what you are looking to do is incorporate a retirement framework into the CIP. You'll already be familiar with some of these concepts as the Financial Conduct Authority – then the Financial Services Authority - talked CIPs in FG12-16, which was released in 2012. Most of the ideas I'm going to discuss in this article are nothing new, I'm just outlining some enhancements based on feedback from the recent Retirement Thematic Review TR24/1. I've received the question ‘Do I need a reti...