Aj Bell

Increase in state pension age from 66 to 67 is scheduled for between 2026 and 2028

Unused pension funds will fall under IHT scope from April 2027

‘They’ve smashed complex pensions and complex IHT together’

Research proposes simpler alternatives

‘LISAs only add to the already fragmented and complex ISA regime’

'One thing advisers can do is remind customers the benefits of gifting'

Regulator will look to amend existing rules

Simplified advice engagement to come end of this year

Most advisers recommending early pension access and gifting

AJ Bell Touch aims to offer secure advice delivery for lower-value clients